Compliance & Regulatory
Self-custody payments between businesses with no intermediary custodyโpreserving the privacy and freedom at the core of crypto.
No KYC Required - True Self-Custody
Solana Agent facilitates direct peer-to-peer payments between self-custody wallets without ever taking custody of funds. This means no KYC requirements, no money transmission licenses, and complete user privacy.
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Direct Transfers
Wallet-to-wallet payments with no intermediary
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Self-Custody
You always control your private keys
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No KYC
Start using immediately with just email
๐ฏ How It Works
Businesses send stablecoins directly from their wallet to their client's wallet. Solana Agent provides the interface, invoicing, and automation - but never holds funds. This eliminates regulatory friction while maintaining full decentralization.
Technology-First Compliance
โก Payment Flow
Direct blockchain transactions:
- 1.Business creates invoice in Solana Agent
- 2.Client receives payment link
- 3.Payment sent directly wallet-to-wallet
- 4.AI updates accounting automatically
๐ก๏ธ Non-Custodial Benefits
Regulatory advantages:
- โขNo money transmission licenses required
- โขNo KYC/AML obligations
- โขUsers maintain complete privacy
- โขNo counterparty risk
Sanctions Compliance
We implement geo-blocking to comply with international sanctions while maintaining user privacy. Access is restricted at the infrastructure level for sanctioned regions.
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Global Compliance
Automatic compliance with international sanctions
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Geo-Blocking
Cloudflare blocks access from sanctioned nations
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Infrastructure Level
Blocking happens before any data collection
๐ซ Restricted Regions
Access is restricted from the following regions due to international sanctions:
Belarus
Burma
Central African Republic
Cuba
Democratic Republic of Congo
Ethiopia
Iran
Iraq
Lebanon
Libya
Mali
Nicaragua
North Korea
Russia
Somalia
Sudan
South Sudan
Syria
Venezuela
Yemen
These restrictions are implemented automatically at the infrastructure level via Cloudflare to comply with international sanctions. No personal data is collected during this process.
EU MiCA Compliance
We support the European Union's Markets in Crypto-Assets (MiCA) regulation by offering EURC (Euro Coin) for European users, ensuring compliance with EU digital asset requirements.
๐ช๐บ MiCA Requirements
- โ EU-compliant stablecoin support (EURC)
- โ Transparent reserve backing
- โ Clear disclosure of risks
- โ Non-custodial compliance approach
๐ถ EURC Benefits
- โ MiCA-compliant Euro stablecoin
- โ 1:1 EUR backing by Circle
- โ No foreign exchange risk for EU users
- โ Regulatory certainty in EU market
Privacy Protection
We believe in minimal data collection and maximum user privacy. Only essential information is collected to provide our service.
๐ Data Minimization
- โ Only email required to use service
- โ No identity documents collected
- โ No financial history tracking
- โ Self-custody ensures data sovereignty
๐ก๏ธ User Rights
- โ Right to access your data
- โ Right to data portability
- โ Right to erasure (be forgotten)
- โ Transparent privacy policies
Privacy Commitment
Your wallet, your keys, your data. We provide the interface and automation tools, but you maintain complete control over your funds and financial privacy.
Tax Compliance with Koinly
๐งฎ Automated Tax Reporting
Users can easily connect their self-custody wallet to Koinly for comprehensive tax compliance and reporting.
- โ Automatic transaction import
- โ Capital gains/losses calculation
- โ Support for 20+ nations
- โ Professional tax forms generation
Benefits of Self-Custody Approach
๐ For Users
- โข No KYC or identity verification required
- โข Complete financial privacy
- โข Full control of your funds at all times
- โข Start using immediately with just email
- โข No risk of platform freezing funds
๐ข For Businesses
- โข No money transmission licenses needed
- โข Reduced regulatory compliance burden
- โข Instant settlement with no intermediary
- โข Lower operational costs
- โข Focus on product, not compliance